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If you want to boost your finances, there are numerous free apps that pay real money instantly. These earning apps can turn your phone into a place where you can easily start a side business, take part in online surveys, sell items you no longer need, and cut down on a number of other expenses. We’ve chosen the best ones that are free to join, provide instant payment options and allow users to choose their own working plans. Here is our selection of money making apps that actually work.

1. Fiverr – provide creative services

Fiverr is an international freelance marketplace that connects service providers with customers interested in graphic designing, digital marketing, writing, video editing, etc. On this money making app, services cost from $5 upwards based on the complexity and value requirements. When a client orders your gig, you do it and get paid through the platform. Although Fiverr charges 20% service fee per every transaction made, it comes with an advantage of a large customer base that can grow your freelance business.

Benefits:

• A wide range of services to offer
• Large global audience

Drawbacks:

• Service fee is charged at 20% on earnings
• Competitive in most popular categories

2. SnapAds – get paid to display branding messages

It’s one of the best apps to make money that allows you to make money from advertising local businesses on social media. Users are paid for performing simple tasks like taking pictures and videos about the company. The amount depends on how many views your content has drawn. Business owners can also provide incentives to visitors for certain activities. For example, users can receive a cash reward if they uploaded a picture of their first receipt from this place. SnapAds provides opportunities for discovering new and exciting places in the area as well as making extra money for visiting them.

Benefits:

• Monetize your social media presence
• Support local business with rewards

Drawbacks:

• Limited local offerings
• Earnings depend on engagement

3. Survey Junkie – participate in online surveys

Survey Junkie is a legit money making app where virtual points can be earned by answering surveys. Such points can be exchanged with e-gift cards or payment in a PayPal account. Survey Junkie will connect you with appropriate surveys after you respond to a few basic questions in your profile. The website says you may make up to $40 a month by taking three surveys a day.

Benefits:

• Make money from short questionnaires
• Redeemable vouchers for digital purchases or PayPal transfers

Drawbacks:

• Surveys may expire before completion
• Questions might seem repetitive

4. Upwork – platform for freelancers

This platform connects gig workers to clients in need of their services. After creating a profile and signing up, you can pitch projects or bid on jobs across different industries as well as skill sets. On this app that makes you money, you can invoice clients and track your earnings and the payments are done through direct deposit, PayPal, Payoneer or wire transfer. Upwork has a 10% service fee that they charge once you earn.

Benefits:

• Pitch projects and bid on jobs
• Payment protection ensures you get paid

Drawbacks:

• 10% freelancer service fee
• Payments delayed by 10 days after the billing period ends

5. TradeStation – trade actively

It’s a desktop platform that is very advanced but its mobile app is perfect for busy traders who are always on the move. This earning app supports complex charting, real-time data, advanced analysis, streamlined order interface, intuitive order tracking and account monitoring. It also offers pre-built hot lists of stocks and ETFs, news feeds linked directly to analyst ratings as well as earning calendars. You can switch between a live trading environment to a simulated one dealing in stocks, options, futures or cryptocurrency.

Benefits:

• Advanced tools and trade execution
• Commission-free trades

Drawbacks:

• Less comprehensive than the desktop version
• Steep learning curve

6. M1 Finance – learn to invest

M1 Finance is a cheap robot advisor that consolidates investing, banking and borrowing – all in one money making app. It includes an FDIC insured savings account with 5% APY (as of Nov. 2, 2023), Visa credit card with up to 10% cashback and no-fee personal loans among other features. M1 caters for self-directed investors by offering them competitive margin loan rates, digital tools and automated investing with dynamic rebalancing to keep your portfolio asset allocation.

Benefits:

• Combine investment, banking and borrowing
• Automated investing with dynamic rebalancing

Drawbacks:

• Best offers for $10 monthly fee
• No advisors or recommendations available

7. Rakuten Rewards – get cashback deals

Rakuten rewards (formerly Ebates) provides cashback deals and coupons in over 3,500 stores for various products from clothing and electronics to foods and ridesharing. You can sign up for free in less than thirty seconds and start buying goods from stores through rakuten.com, Rakuten app or browser. Your credit card can also be linked to store offers in order to get the in-store cash back. Rakuten rewards notifications will be sent to you when cashback has been earned. Check or PayPal are used for quarterly payments.

Benefits:

• Cashback is limitless.
• $10 welcome bonus for new users.

Drawbacks:

• Some cashback rates are low.
• Cashback payments happen after three months only.

8. Decluttr – sell tech or media

If you wonder what other apps pay real money, you should try Decluttr. It is meant for tech-media items that you do not need any longer such as old smartphones, laptops, tablets, DVD game consoles as well as video games. To sell something you do not need anymore, download the app first, then search the item’s name or just scan the barcode to get its instant quote price. If you accept, you will get a free UPS shipping label. When your item is received, in no more than 24 hours your payment will be done through direct deposit or PayPal. In case the item isn’t accepted, Decluttr will return it to you free of charge.

Benefits:

• Accepts old and broken electronics
• No fees and quick payments

Drawbacks:

• Cost estimates may not be negotiable.
• Some items may be rejected.

9. FreeCash – play games and more

FreeCash is one of the money making apps that pays users to play games, take surveys, watch videos, and more. According to the platform, you can earn as much as $399.89 per offer, whereas average customers make approximately $27.90 on a daily basis. Once you have registered a free account, you will see many offers which are categorized by value; then choose one of them and complete all the steps – after that you will get paid in FreeCash coins (1k=$1). You have choices to get the payment with PayPal, cryptocurrencies of your choice (e.g., Bitcoin), gift cards from other brands or virtual items used within gaming environments like Valorant or League of Legends. Benefits: Quick registration process Many opportunities to earn money Drawbacks: Low income potential Quick expiration of rewards

10. Bark – find customers online

Bark is a lead generation service that helps finding potential customers. Once you create a free profile on Bark explaining what services you offer, you’ll get notifications when there is an opportunity with good leads for your business. If you’re interested in contacting the lead, you can use Bark credits which are priced depending on the type of service rendered, job value or local demand among other factors. After first contact further communication is made without any charges at all. An optional Elite Pro subscription enhances visibility since according to the company even just one extra client each month pays for itself.

Benefits:

• Meet people who can become potential customers.
• Only pay for the contacts you intend to reach out to.

Drawbacks:

• Confusion may arise while working with the credit system.
• An Elite Pro account is necessary to have good visibility.

11. Upside – get cashback deals

GetUpside, now renamed to Upside, collaborates with different businesses across the United States to offer personalized cashback deals. However, this feature focuses mainly on gas discounts, although it still saves at restaurants as well as grocery stores too. Download this earning app, create an account, and allow Upside to access your location so that it can find nearby offers. Claim an offer by paying via credit card or debit card, then submit receipt or check in-app once you do so. Once the purchase goes through after verification you will be able to cash out either using your bank account, PayPal or a gift card.

Benefits:

• Easy-to-use app with map view of offers
• Can combine with existing loyalty programs

Drawbacks:

• Doesn’t work with cash payments
• Some areas may have limited offers

12. DoorDash – for delivery drivers

By taking items from restaurants, grocery stores, pet shops or even convenience stores DoorDash drivers (called Dashers) make money. Sign up online and create a profile to get started. Next thing is setting shifts or starting deliveries right away. You are solely responsible for choosing your own working hours while you earn a base rate per order plus tips guaranteed. Payments are automatic weekly but DasherDirect Instant Pay offers instant payments.

Benefits:

• Set your own working hours
• Keep all your tips

Drawbacks:

• Costs for vehicle maintenance and gas
• No earnings during downtime

There are a variety of ways to improve your financial state. We’ve provided a list of real apps that pay real money. You can earn by saving money on purchases and making extra income — all from the comfort of your smartphone. Take charge of your financial destiny, boost your income, and save money on regular expenses by selecting the best money making app for your needs.

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